Open your terms with India context
Our legal notice explains how we apply account terms, privacy duties, cookie consent and wallet record handling for India. We do not treat access as the same in every location; eligibility depends on local law and is available where local law permits. When you create or
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use an account, you agree to keep your account details accurate, protect your login, and follow the rules shown in the account area. UPI, Paytm and PhonePe references may be kept with your wallet history so we can answer transaction queries, check disputes and meet record
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duties. If a rule changes, we place the revised terms in the legal area and may ask you to accept them again before further account use.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.